May 2022 RBA announcement
The Reserve Bank of Australia (RBA) increased the official cash rate by 0.25% on 3 May 2022. Connective Affinity increased its rates by 0.25% on 19 May 2022. This increase is reflected in the rates shown above.
Maximise your offset sub-account
Pay off your loan faster
The money you park in your offset sub-account (e.g. salary, holidays, school fees etc), ‘offsets’ your home loan balance. Interest owing is calculated on the loan balance, which means the more you park here, the less interest you’ll pay on your home loan.
Easy payments and purchases
Make real-time transfers and payments using your Connective Affinity mobile app.
Minimum household income
Loan | Property
Maximum Loan to Value Ratio (LVR) on existing residential property
Loan amount $100K – $2.5M
New home purchases
Applicants must be over
18 years old
Applicants must be/have:
Australian citizen or residents
Good credit rating
Safe and Secure
We connect to your bank accounts to save time, paperwork and hassle. Assessing your financial information, safely and securely removes the painful process of supplying payslips, bank statements and manually calculating your expenses. We never see or store your personal account details. We only view the same information that you would supply if you were to manually upload your documents, except the process is faster, more reliable and requires less effort on your part. Read the regulators thoughts on this process: “ASIC, ACCC gives green light to ‘screen scraping’” AFR, 28 Feb 2020
As a technology company, we use data at every opportunity to deliver a better, safer experience.
Using 256-bit encrypted from end-to-end, you can be sure your information is safe and secure.
Australian Credit Licence
We hold an Australian Credit Licence, 511406, and adhere to the National Consumer Credit Protection Act 2009, and operate within the Australian Securities Investment Commission guidelines.